Buying your property
Buy your perfect property with Kristian Allan
Our team have detailed knowledge of the local area and the property market and will be able to assist you in finding the perfect property for you.
Speak to one of our Property Account Managers today.
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£108,000
Offers over £229,995
£335,000
£150,000
Start your property journey with us.

Should my property be on the market before I start looking for my new home?
We would recommend at least getting your property valued so you know what your budget is before you start looking. There would be nothing worse than falling in love with a potential new home only to face a harsh realisation that it is simply out of your reach.
Also bear in mind that if you find the house of your dreams you will need to be in a ‘proceedable position’ for any offer you make to be taken seriously. This means that your own property must be ‘under offer’ and you should have a mortgage Decision In Principle if you need one. You will also need to prove that you have the funds available for the deposit or for the full amount if you are a cash buyer.
If you are unsure of the best option for your individual circumstances, we would be happy to speak with you to put together an action plan.
I’ve found a property I love. What do I do now?
This depends on the position you are in and whether you need to sell a property or not. Either way it is advisable to apply for a Decision in Principle from a mortgage broker as soon as possible as a copy of this together with proof of your deposit will be required if you want to put an offer forward. We have various independent advisors that we can put you in touch with if required.
If you will need to sell to purchase onwards and you are not yet on the market, don’t worry! One of our experienced valuers can visit your property and we will do our best to get your property marketed and viewings underway as soon as possible to make sure you don’t miss out on the house of your dreams.
How long will it take to complete my purchase?
Every purchase is different, and your position and the seller’s position needs to be taken into consideration before this question can be answered accurately. If the seller has already vacated the property and you have already secured a mortgage, exchange of contracts and completion can happen relatively quickly.
Once your offer is accepted you will need to instruct a conveyancing solicitor so it is worth doing your research whilst you are property hunting as a poor choice of conveyancer can unnecessarily delay the conveyancing process. We would suggest choosing a solicitor who has been recommended. We can help you with this if needed.
How much will conveyancing cost?
Conveyancing is everything that needs to happen to make the property officially yours. It can be a confusing process and you will need a solicitor to guide you.
We can introduce you one of the many solicitors we deal with on a day to day basis to request an accurate quote for how much conveyancing will cost based on your circumstances.
How much will stamp duty cost?
If you are buying in England and your property costs more than £125,000 then you will have to pay Stamp Duty Land Tax (SDLT), unless you are a first-time buyer which means you don’t have to pay any SDLT on a property up to £300,000. The amount you pay does depend on the value of your property as it is worked out on a percentage of your purchase price.
Do I need a survey?
Your mortgage lender will arrange a mortgage valuation that you will have to pay for in order to secure a mortgage. A mortgage valuation merely confirms with the lender that the property is worth what you are being loaned and will not give details on the condition of the property.
We recommend that you arrange your own survey whenever you purchase a property. It allows you to see the current condition of the property, reducing the chance of nasty surprises further down the line. There are three main types of surveys with varying costs ranging from a basic to a full structural survey.
We can introduce you to local surveyors if needed.
How are completion dates chosen?
When the conveyancing process is nearing the end, you can speak with your solicitor to tentatively set a completion date to work towards. Your solicitor will speak to the seller’s solicitor to agree a date. This must be on a working week day when the banks are open as the property will only legally become yours once funds have been received by the sellers solicitor.
How and when do I get the keys?
Once the seller’s solicitor has confirmed receipt of funds to confirm the transaction has completed, we will be able to confirm where and when you may collect your keys.